Consent For Electronic Signatures, Records, & Disclosures ('E-Consent')

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction

You are submitting a request to be matched with one of our third-party lenders. In order to offer you a loan, the third-party lenders need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non-Electronic Records

You may request any Disclosures in paper copy by contacting the third-party lender directly. The lenders will provide paper copies at no charge. The lenders will retain all Disclosures as applicable law requires.

Scope of Consent

This E-Consent applies to all online interactions between you and the third-party lender, including those on mobile devices such as smartphones and tablets. By exercising this E-Consent, the third-party lender may process your information and interact with you electronically throughout all interactions. The lender may also send you notices related to its interactions and transactions. Disclosures may be provided on BeatPersonalDebt.com or third-party lender websites, or by e-mail.

Consenting to Do Business Electronically

Before proceeding, please ensure that you have the necessary hardware and software described below.

Hardware and Software Requirements

To access and retain Disclosures electronically, you will need:

• A PC or Mac-compatible computer or device with Internet access
• An active e-mail account
• An Internet browser supporting 128-bit encryption (e.g., Chrome, Firefox, Safari)
• A PDF reader such as Adobe Acrobat Reader X or Foxit
• A printer or storage device to retain copies of Disclosures

Direct questions about these requirements to the applicable third-party lenders.

Withdrawing Consent

Your E-Consent for BeatPersonalDebt.com’s matching service and for lender consideration is for a one-time transaction and cannot be withdrawn once submitted. If you are matched with one or more third-party lenders, you may withdraw your E-Consent with those lenders at any time at no charge. However, withdrawing your E-Consent before receiving credit may prevent you from obtaining a loan. Contact the lender directly to withdraw. Withdrawing does not affect the legal validity of prior electronic Disclosures.

Change to Your Contact Information

You are responsible for keeping your contact information current with third-party lenders. Update your email or mailing address by logging into the lender's website or sending written notice by mail.

Your Ability to Access Disclosures

By clicking the link, you acknowledge your ability to access Disclosures in the formats described above.

Consent

By clicking the link, you assent to the terms. You acknowledge that you have read this information about electronic signatures, records, disclosures, and doing business electronically. You consent to:

• Use of electronic signatures
• Receiving all Disclosures in electronic format
• Conducting business with third-party lenders electronically

You may request paper copies of electronic records and Disclosures at no charge. If you choose not to proceed, you do not consent to electronic signatures or electronic transactions. You acknowledge that your consent to electronic Disclosures is required in order to receive services from third-party lenders via the Internet.