Take Control of Your Debt — And Your Future

  • Consolidate multiple payments into one
  • Be debt free in 24-48 months
  • See what options you qualify for in minutes

Let's Beat Debt Before It Beats You

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Cut Debt, Cut Stress

Reduce your credit card balance into one affordable payment.

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Ditch Debt 5X Faster

Save years of interest with a faster plan that puts you ahead.

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Top-Rated & Trusted

Join thousands who’ve taken control with our proven program.

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20+ Years of Experience

Decades of results helping people just like you beat debt.

Imagine life without the stress of debt — we’ll help you get there, one step at a time.

How Our Debt Relief Program Works

Debt relief offers a way to resolve your credit card debt without paying the full amount owed. Our experts negotiate with your creditors to settle your debts for less, helping you get out of debt faster and for less than traditional options.


With over 20 years of experience, we specialize in creating personalized debt relief plans that deliver real results.

1

Build Your Savings Foundation

Deposit monthly into your secure, FDIC-insured account. As your balance grows, we tailor a debt relief plan just for you.
2

Negotiate With Creditors

Once enough funds are saved, we negotiate with creditors to reduce what you owe—often significantly.
3

Settle Debts for Less

Our experts secure the best possible deals. You approve each settlement before it's finalized.
4

Enjoy Financial Freedom

When your settlements are paid, your debts are gone. No more credit card burden—just financial freedom.

Types Of Debt We
Help With:

  • Credit Cards
  • Personal Loans
  • Lines of Credit
  • Medical Bills
  • Store Cards
  • Collections
  • Repossessions
  • Business Debts

The Numbers Behind the Debt

National Average Balance

Average credit card balance per consumer is approximately $6,730

National Average Rate

The typical interest rate (APR) on credit cards hovers around 22–23%

Debt Repayment Benchmarks

Debt Amount
$6,000

Monthly Payment
$300/month
(~ 5% of balance)

Time to Pay Off
25 months

Total Interest Paid
$1,359

Total Paid
$7,359

Debt Amount
$20,000

Monthly Payment
$600/month
(fixed)

Time to Pay Off
52 months

Total Interest Paid
$11,192

Total Paid
$31,192

Debt Amount
$20,000

Monthly Payment
$1000/month
(fixed)

Time to Pay Off
26 months

Total Interest Paid
$5,143

Total Paid
$25,143

Debt Amount
$50,000

Monthly Payment
$2,000/month
(fixed)

Time to Pay Off
34 months

Total Interest Paid
$17,499

Total Paid
$67,499

We're In This Together

Tired of facing credit card debt alone? Enroll today and gain a partner who fights to lower your debt and lift your burden. You’re not alone anymore—we’ve got your back.

Frequently Asked Questions

Debt relief typically involves negotiating with creditors to reduce the amount you owe or consolidate payments into a more manageable plan.
Initially, it may lower your score, but it can improve over time as debts are resolved.
Collection calls may continue until your creditors agree to settlements and begin working with us.
Yes. It is generally advised to stop using credit cards during a debt relief program.
It depends on your situation. Debt relief may allow you to avoid the long-term impacts of bankruptcy.
Unsecured debts like credit cards, personal loans, and medical bills can be included.
No. We only collect fees after we've settled a debt for you.