Privacy Policy

This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.

"You" or "Your" means you, a participant in or as a user of the BeatPersonalDebt.com program.
"We" or "Our" or "Us" means BeatPersonalDebt.com. "Our Website" also means BeatPersonalDebt.com.

All information transmitted, printed or otherwise submitted to BeatPersonalDebt.com through this Website remains your property; however, BeatPersonalDebt.com will be free to use that information for any lawful purpose as detailed below.

This Website contains links to other websites. BeatPersonalDebt.com is not responsible for the privacy practices or the content of such sites.

Collected Information

BeatPersonalDebt.com automatically collects and/or tracks the following information:

1. Information knowingly provided by you through online forms, registration forms, surveys and/or other entries, such as your name, address, e-mail, phone numbers, date of birth, income, employment info, and other personal, financial or demographic info ("Sensitive Information").
2. Web page headers (IP address, type of browser, computer, and OS).
3. Information about the pages accessed and referring URLs.
4. E-mail addresses of visitors who contact BeatPersonalDebt.com.

Submitting information is voluntary, but required if you wish to receive loan-related product offers from our third-party network (“Loan Providers”).

Use of Data Collected

We use the information to improve your experience and deliver relevant content, services, or offers. Data may be used for analysis, marketing, promotions, editorial content, and stored for future communications.

Disclosure of Data to Third Parties

By using the site, you agree to be contacted even if listed on a do-not-call registry. We may share your data with Loan Providers, financial partners, credit bureaus, or marketing partners to offer relevant services.

Submitting an application implies consent to share and evaluate your data for matching with a Loan Provider. Your information is used per this Privacy Policy.

Your Credit

Loan Providers may offer quotes with no credit impact. Some may use soft credit checks, and others may require a hard inquiry during the final approval process, with your consent.

Soft inquiries have no effect on your credit score. For more on this, visit: Experian's guide to credit score myths.

By applying, you provide consent under the Fair Credit Reporting Act for BeatPersonalDebt.com and partners to access your credit info as needed to assess your eligibility and prevent fraud.

Information Sharing

We may release user data:

• If we believe the service is being misused or used unlawfully.
• As required by legal process.
• In connection with a business transfer.

You consent to these disclosures, including for compliance with CAN-SPAM regulations.

Cookies

We use cookies to enhance your website experience. You can decline cookies in your browser settings, but some features may be limited.

Electronic Disclosure

By submitting your info, you agree to receive notifications, disclosures, and communications electronically. You may withdraw consent before submitting, but not afterward.

Opt-Out Rights

You may opt out by not submitting your information or emailing us at admin@BeatPersonalDebt.com.

Third Party Sites

We may act as a limited agent for third-party lenders. You will be subject to their privacy policies when redirected. Always read their privacy terms carefully.

External Links

BeatPersonalDebt.com links to third-party sites. We’re not responsible for their privacy practices. Always review third-party privacy policies when leaving our site.

Your Data Rights

You may request access, correction, or deletion of your personal data by emailing us at admin@BeatPersonalDebt.com.

California Privacy Notice

We comply with California laws regarding data sharing. Residents may request annual disclosures of shared data by contacting admin@BeatPersonalDebt.com.

Shine the Light Disclosure

To request data disclosures under CA Civil Code Section 1798.83, email info@BeatPersonalDebt.com.

Do Not Track

We do not currently respond to browser "Do Not Track" signals.

Non-US Visitors

Your information may be processed in the U.S. by using our services.

Children’s Privacy

We do not knowingly collect information from users under 18. Any data inadvertently collected will be deleted upon discovery.

Our Right to Contact You

We may contact you regarding account status or policy updates.

Security

We implement reasonable security measures. While we aim to protect your data, we cannot guarantee 100% security. You transmit data at your own risk.

Policy Changes

We may change this policy at any time. Continued use of BeatPersonalDebt.com means you accept any updates posted here.

Contact Information

Email us with any questions: admin@BeatPersonalDebt.com

Information for ISPs

Website: BeatPersonalDebt.com
Company Name: BeatPersonalDebt.com
Email: admin@BeatPersonalDebt.com

We use only opt-in or opt-out methods for collecting customer data. Our emails contain clear unsubscribe instructions and information about the source.